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USE YOUR DEBIT CARD WITH NO MONTHLY FEE.
Now is the time to switch.
Ready to switch to a Bucks First Checking Account? Our Switch Kit makes changing checking accounts as easy as 1-2-3!
Experience the difference! While other financial institutions offer multiple checking accounts with confusing high minimum balances, monthly service charges, per check fees, and other fine print requirements, your credit union makes checking easy with one full-featured Checking Account. Enjoy the convenience and savings with these great features:
- NO monthly service fee
- NO per check charge
- NO per transaction fees
- FREE VISA® Check Card
- Reorder Checks Online
- Available for members age 13 and up
- And more!
Use your VISA Check Card to access your Checking Account without a checkbook! In addition, we offer the safety and convenience of Direct Deposit or Payroll Deduction of your pay, Social Security, pension or other regularly scheduled checks into your credit union account. Combine all this with 24 hour account access through Rosie, our audio response teller and Bucks Online, our Internet home banking, and you've got the best online checking account in Bucks County!
Discover more about our Visa Signature Check Card with rewards
Click Here to request a Free Checking Account application
Click Here to see rates for this product.
Your next experience in trust begins with a Premier Checking Account. Our Premier Checking Account gives you top-tier services designed to help simplify your finances, including:
 Dividend-bearing checking account* - $2,500 minimum balance requirement**
- FREE VISA® Check Card
- FREE “Checks for Life!”***
- FREE Internet Bill Payer
- NO per check charge
- NO monthly service fee
- NO per transaction fee
- Unlimited check writing
- 24-hour account access
- Available for members age 13 and up
- Reorder Checks Online
Make checking account deposits in person, via Direct Deposit, transfers, or by mail. You can also make balance inquiries, transfer funds, pay bills, and reorder checks via Bucks Online, our Internet home banking system.
Click Here to request a Premier Checking Account application
Click Here to see rates for this product.
* Compounded and credited monthly.
** $5.00 fee if balance falls below minimum within the month.
*** All personal-style checks are free. Business-style checks excluded.
The Bucks First GREEN CHECKING ACCOUNT is the new way to help reduce your impact on the environment by going 100% paperless!
- Dividend-bearing checking account
- No minimum balance requirements
- Free “Green” Visa® Check Card
- Free Internet Bill Payer
- Free Bucks Online
- Free E-Statements
- Free limited overdraft protection
- No monthly service fee
- No per transaction fees
- No paper checks (Saves paper!)
- Available for members age 13+
For a limited time, receive a free reusable shopping bag when you open a new Green Checking Account!
Click Here to open your Green Checking Account now!
Click Here to see rates for this product.
Our Money Market Checking Accounts* give you a high yield on your investment dollars and the ability to access the funds.
- Check Writing Capabilities
- Free Audio Response for balance inquiries and transfers
- Free Access to your account via Bucks On-Line
- Free Direct Deposit into account
Don't forget about convenience! Check your balance and make transfers via the Bucks Online or through our 24/7 audio response telephone system. Also, withdrawals can be made by check, cash, transfers, or Credit Union Corporate Check.
Take a moment to inquire about this product by calling 215-788-5270 and speak with a Member Service Coordinator.
Click here to request a Money Market Checking Account application
Click Here to see rates for this product.
*$2,500.00 minimum balance. Account restrictions do apply.
You Get:
- Visa Check Card (with rewards)
- No minimum balance requirement/fee
- No maintenance fees
- FREE Overdraft transfer
- FREE Checks
- FREE Internet Bill Payer
- Free Online Banking
- Free Text Banking with text alerts
- Over 30,000 FREE ATMs, including “WAWA’s & 7-11’s”
- Refunded Non-sufficient Funds Fees (see below)
Click here to sign up today!
If you take one of the schedules “Flip Your Fees” Financial Ed Classes during any month, we will refund any Non-Sufficient Funds Fees that were assessed during that calendar month.
EXAMPLE:
You receive two (2) NSF Fees totaling $60. Attend the class at the end of the month and we will refund your $60.
Click here for a class schedule
Not only do you get everything listed above, but you also get a jam-packed website with blogs, videos and helpful information about all kinds of stuff, especially FOR people like you, and BY people like you. Be sure to check out www.projectflipside.com to get the latest scoop!
 
Your VISA® Check Card combines the best features of checks, ATM cards and cash. Use your check card to make purchases and get cash back anywhere VISA® is accepted. The VISA® Check Card works just like a check, except the amount of your purchase or cash withdrawal is deducted from your Checking Account. Plus, use your check card to receive ScoreCard Rewards points for every $2.00 you spend in signature transactions!
Click Here for a complete listing of Surcharge-Free ATMs in Pennsylvania.
The VISA Check Card is available on Free Checking, Green Checking, Premier Checking, and Flipside Checking only.
Apply For A Visa Check Card Today!
Print, complete and return this application to the credit union (PDF) OR
login to your Bucks Online account to complete a secure online application.
+ WHAT IS A VISA CHECK CARD?
A credit union Visa Check Card is a convenient, quick, and easy way to access your checking account without a checkbook, to make purchases or obtain cash at automated teller machines like these Non-Surcharging ATM Locations.
It combines the conveniences and acceptance of cash, the safety and economy of a check, and the speed of an ATM card. A Visa Check Card actually works like a check giving you access to funds in your checking account without the hassle of writing a check or waiting for check approval. + HOW DOES A VISA CHECK CARD WORK?
Your credit union Visa Check Card is a welcome alternative to cash or check at any merchant location worldwide that accepts Visa, or any ATM location displaying the Visa logo. Instead of carrying cash or writing a check in the checkout line simply give the merchant your Visa Check Card. You will sign a receipt to confirm the purchase and a copy of the receipt will be given to you for ease in record keeping. Use the receipt to record purchases or ATM Cash advances made using your Visa Check Card, in your check register. The purchase amount will automatically be deducted from your checking account balance and every transaction is detailed on your checking statement. + WHAT ARE THE ADVANTAGES OF A VISA CHECK CARD?
Unlike traditional checks, a Visa Check Card is hassle-free, providing an alternative to conventional check use. When you use a credit union Visa Check Card there's no check to write. No checkbook or additional identification to carry. No delays waiting for check approval.
Whether it's taking care of your grocery list, filling up the gas tank, picking up a last minute birthday gift or paying for lunch in a restaurant the credit union Visa Check Card is perfect for everyday purchases.
Benefits:
- easier and faster to use
- more convenient to carry than a checkbook
- safer than carrying cash
- more universally accepted by merchants around the world
- no need for additional identification
 eliminates cumbersome check approval process in the checkout line- purchase payment flexibility and everyday convenience
- widely accepted wherever the Visa logo is displayed
- access to cash day or night at ATM locations worldwide that display the VISA and/or Plus System logo
+ IS A VISA CHECK CARD LIKE A CREDIT CARD?
No. With a credit card you are actually borrowing money against an established line of credit which you must repay, either all at once or in the form of extended payments.
A Visa Check Card is another way to make your checking account more flexible. When you make purchases or take an ATM cash withdrawal with your Visa Check Card, you are accessing funds available in your checking account. Transactions are automatically deducted from your checking balance so you must insure that sufficient funds are available in your checking account for purchases or cash withdrawals. No interest or finance charges are paid on Visa Check Card transactions. + WILL THE VISA CHECK CARD ELIMINATE CHECKS?
Not necessarily. For some transactions, such as a mortgage payment, rent or other bills paid by mail, a checks may be the easiest way to make the Payment. Your Visa Check Card is not intended to completely eliminate the use of checks, but rather to be used to enhance your checking account, giving you more flexibility and value added Convenience. + ARE THERE LIMITS ON THE USE OF MY VISA CHECK CARD?
Yes. To prevent fraud on your account, there are daily limits imposed on the use of your Visa Check Card. Those daily limits are: Any combination of (9) or $2,500 in ATM or point of sale transactions. If these limits have been met, any further transactions will be denied. + IS THERE A FEE TO USE MY VISA CHECK CARD?
Yes, the following fees apply.
- ATM withdrawals - $2.00 per withdrawal in excess of 5 per calendar month
- Balance inquiry - $1.00
- We do not charge for any point of sale transactions
- Non-Sufficient Funds (NSF) fee - $30.00
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Click here to Sign up for Debit Card Mobile Alerts, and use real-time text messaging to monitor your spending activities! |
Every member with a Bucks First Visa Check Card is automatically enrolled in our new Signature Rewards Program through Visa ScoreCard.
…Couldn’t be easier! Simply make everyday purchases with your Visa Check Card and you’ll earn 1 point for every $2.00 in signature transactions. Simply “swipe and sign”!
Q: Should we use our PIN or sign for transactions at merchants?
A: Always sign by pressing the “Credit” button when making a point of sale (POS) purchase. Not only does signing for purchases offer more security than using your PIN in a crowded check-out aisle, but now it will earn you valuable reward points with our Signature Rewards Program!
In addition, some people have a false sense of security when using a PIN. From the experience of security professionals, it’s much more difficult to track down someone who’s committing fraud by using a PIN.
Not only can you earn tons of points by using your Visa Check Card, but you can also combine your ScoreCard points with those earned on your Bucks First Visa Credit Card!
So visit your everyday merchants, make your everyday purchases with your Visa Check Card, and start earning points today! Redeem your ScoreCard points for valuable merchandise, travel and even loan discounts! Visit www.scorecardrewards.com for more information.
ScoreCard Merchandise Redemption: 1-800-854-0790
ScoreCard Travel Redemption: 1-800-842-3006
A ScoreMore™ mobile application is now available for Apple® and Android
smartphones. This new app will enable the same great access to ScoreMore™
offers found online, with the additional ability to map the offers! ScoreMore™ is the enhancement to the ScoreCard® Rewards program that rewards
you with additional merchant-funded Bonus Points or CashBack for shopping
with your card at select national, regional and local retailers. Now you
will have access at your fingertips to engage in this valuable program
through the ScoreMore™ mobile app!
Visit the iTunes App Store here to download the ScoreMore™ Rewards mobile app on your iPhone.
Click here to learn more
| To Report a Lost or Stolen VISA Check Card |
Visa Credit Card
Dial 1-800-433-0505
After Hours
Dial 1-800-991-4961 |
Visa Check Card
Dial 1-800-433-0505
After Hours
Dial 1-800-991-4965 |
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Bucks First Federal Credit Union uses VISA Fraud Alert Management to better protect our members. With the Fraud Alert Management detection system you receive continual monitoring of your card activity to help identify and prevent fraudulent transactions on your account.
If you receive a message from Fraud Alert Management regarding your Visa Check Card, it is in your best interest to return the call at 800-890-5097. |
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The CU Money Prepaid Debit Card is a smart and cost-effective alternative to carrying cash and paying check cashing fees. Because it is a pre-funded card, you only spend the money you load on it. Simply purchase the Prepaid Debit card, load it with the cash amount you choose. Use it to make purchases and pay bills anywhere Visa debit cards are accepted, including in stores, online or over the phone.
+ How do I get a Prepaid Debit Card?
It's easy to get a CU Money Prepaid Debit card - purchase one from any Bucks First FCU location.
+ How does my Prepaid Debit Card work?
Because it is a prepaid card, spending is limited to the amount of money you load on the card. Plus, because it carries the Visa logo, you can use it anywhere Visa debit cards are accepted – in stores, online or over the phone. Each time you use your card, the purchase amount is automatically deducted from your card balance. You may add money to the card at either branch location. Reload fee is $0.50. Funds are available within 24-hours.
+ Do I need to activate my Prepaid Debit Card?
Yes. Simply call (877) 850-9650, on the card and use the default PIN (last 4-digits of your phone number). Follow the prompts to change your PIN# and active your card.
+ What should I do if my Prepaid Debit Card is lost or stolen?
Report lost or stolen cards immediately to: Customer Service (800) 304-2273, option 1, option 1 again. You will need your cardholder name, card number, or SS#, and tell the representative the problem. New Card issue: $5.00 fee (deducted from the card). Replacement cards are mailed within 7-10 business days. We recommend that members should make a note of the toll-free number and keeping it in a safe place in case both your card and the accompanying materials are lost or stolen.
+ Where can I use my Prepaid Debit card?
You can use your card online, over the phone and at the millions of places that accept Visa debit cards—including supermarkets, pharmacies, clothing stores, drug stores, and more. There are some guidelines for special transactions that you should be aware of before you shop - refer to the next two questions for more information.
+ Are there any special types of transactions I should know about before I shop?
Yes.
Gas Stations - Paying at the pump may cause a hold of up to $75 or more; consider paying inside with the attendant for the exact amount and signing the receipt instead.
Restaurants - Restaurants may verify you have enough money on your card for the dining bill. Make sure you have enough funds to cover any added tip.
Hotels - Hotels may put a "hold" on the amount of your estimated bill, making that amount unavailable for other purchases. When you check out, that hold may take a few days to be removed.
Auto Rentals - You may use your card for final payment for a rental car bill, but a credit card may be necessary to reserve a rental car.
Returning purchases - Store return policies may vary. You may receive a credit to your card, a cash refund or even a store credit, depending on the particular store. A credit to your account may take up to one week to process before it's available for use.
Paying Bills – Pay just about any one-time or recurring bill.
+ Is there a limit to the amount of money I can add to my Prepaid Debit Card?
Yes. The minimum amount to load $10, The maximum load is $5,000.
+ What should I do when I've spent the original amount I put on the card?
In most cases, you can simply add more money to your card. It's called "reloading" your card and you can do it at either Bucks First FCU location, $0.50 fee (deducted from the card balance). Money will be available within 24-hours.
Keep your card—even after the balance is depleted and you decide not to add additional money to it —in case you need to return any purchased items. You might be asked to present the card when returning items purchased with the card.
+ How do I make a purchase with my Prepaid Debit Card?
Be sure to know your card balance before you shop as most merchants cannot determine it for you. At the time of purchase, give the card to the cashier and ask to sign the purchase receipt. Or, swipe the card through the keypad and push the “credit” button, then sign the receipt. Each time you use your card, the purchase amount is automatically deducted from your card.
To get cash back when making a purchase, swipe your card and choose the "debit" button, then select the cash back amount you want from the screen options, enter your PIN, and take your cash and receipt to keep track of your balance.
+ How do I know the balance on my Prepaid Debit Card?
You can check the balance on your card by calling: (877) 850-9650 or login to www.cumoney.com.
+ What if I want to purchase an item that costs more than the balance on my Prepaid Debit Card?
To make a purchase greater than the balance on your card, you will need to use a second payment method—cash, check, or credit card—to cover the difference. If you try to purchase an item of greater value than your card balance, your card will be declined.
+ What should I do if my Prepaid Debit Card is declined?
If a transaction is declined, the merchant will let you know. To help prevent this, keep track of your balance by visiting the web site: www.cumoney.com or phone number provided with your card.
+ What if I change my mind and want to cancel a purchase?
If the merchant cancels a transaction at your request, it may take three to seven days for the authorization hold to be removed from your card.
+ What if I need to return an item that I purchased with my Prepaid Debit Card?
Present your Visa Prepaid Debit Card at the time of a merchandise return. If the merchant’s return policy allows it, the merchant will credit the amount of the purchase back onto your card.
Remember to save your purchase receipts and your card even after the funds have been depleted, in case you have merchandise returns. When returning an item purchased online, have your card number available in order to process the return. The merchandise value will be credited back to your card within three to seven business days.
+ How long can I use my Prepaid Debit Card?
You can make purchases using your CU Money Visa Reloadable Prepaid card until the expiration date shown on the card, or until the value of the card has been depleted. Once your balance on your card has been deleted, you can add more money to your card at either Bucks First FCU location.
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